Health Exchanges - Imposing Obamacare

"The ACA cannot be implemented without an insurance exchange in each state. It's a go or it's a no-go. It's that simple." - As Robert Laszewski, president of Health Policy and Strategy Associates, Sept 2012, HealthDay.

"The exchange is the foundation of health care...Without these exchanges we're really not going to reform anything." - Terry Gardiner, national policy director for the Small Business Majority in 2010.



"Refuse to Enroll" plus Billboard and Bus Shelter Posters


2014 Billboard Campaign


Three Legal Alternatives

** Although exchange supporters encourage insured individuals and families to try to find lower-cost taxpayer-subsidized coverage on the government exchange, there is no reason to change coverage if an individual or family currently has private health insurance that meets federal requirements.


9 Exemptions and 14 Hardship Waivers - Obamacare Mandate


Hardship Exemption Information:


Qualifications for Exemption from ACA Mandate

Application for Hardship Exemption to ACA Mandate


Health Insurance Exchanges - Top Ten Terribles

15 REASONS: Oppose Obamaʼs Health Insurance Exchanges

CCHF mailed letters to all 50 Governors asking them to refuse to set up a state-based federal exchange (Florida letter as example)

Private Health Insurance Exchanges

MN EXCHANGE DOCUMENTS - contracts, letters, rejection letter

FEDERAL EXCHANGE DOCUMENTS (limited list) - letters from Congress and Federal Departments



NewLeave It Blank!

Leave It Blank!

Good news! Under Trumps executive order, the IRS no longer requires you to show health insurance status! If you're filing a standard form 1040 for your 2016 taxes, you'll find the question on line 61. Since the IRS is depending on voluntary disclosure to enforce the penalty until Congress acts to change the requirement, we are urging all individuals to leave it blank whether they had coverage or not and start to throw off the shackles of Obamacare.

Millennials Wisely Saying ‘No’ to Obamacare

Millennials Wisely Saying ‘No’ to Obamacare

With open enrollment beginning today, Nov. 1, many Americans are weighing their options, especially as Obamacare premiums—as well as off-exchange insurance premiums, for that matter—are now much higher. If trends continue, younger Americans again won’t be signing up for Obamacare coverage.

As More Premium Increases Roll In, CCHF Says ‘Allow State Exchanges to Die’

As More Premium Increases Roll In,  CCHF Says  ‘Allow State Exchanges to Die’

ST. PAUL, Minn.—California and Pennsylvania might not share weather forecasts or political views, but these two states at opposite ends of the country have something in common. Both recently released information about skyrocketing Obamacare premiums, further evidence that the Affordable Care Act is anything but affordable for most Americans.

The Three Obamacares

The Three Obamacares

What do you mean when you say “Obamacare”? Since people think Obamacare is imploding, we’ve created a better way to talk it: Obamacare I, Obamacare II, and Obamacare III.

Patients Need Real Freedom from Obamacare

Patients Need Real Freedom from Obamacare

Citizens’ Council for Health Freedom Says Both Patients 

and Doctors Deserve a Better System for Health Care

ST. PAUL, Minn.—The news is not good for Obamacare. Last week alone, headlines are extremely negative for the doomed and struggling government health care system.

UnitedHealth Group Won’t Play the Health Care Game with Exchanges - ‘Bails Out’

UnitedHealth Group Won’t Play the Health  Care Game with Exchanges - ‘Bails Out’

ST. PAUL, Minn.—UnitedHealth Group, Inc., is leaving more and more state Obamacare exchanges, announcing recently that it will also pull out of the health care marketplaces in Kentucky and Iowa, bringing to 26 the number of states the health insurer is quitting next year, according to

Report Finds 300+ Obamacare Cybersecurity Incidents; HealthCare.Gov Vulnerable to Hackers

Report Finds 300+ Obamacare Cybersecurity Incidents; HealthCare.Gov Vulnerable to Hackers

ST. PAUL, Minn.—Over 18 months,, the government online portal used by millions to purchase health insurance under Obamacare, logged 316 cybersecurity incidents from October 2013 to March 2015, according to a new report released last week.


Are You Wrongly Labeled “Depressed”?

Are You Wrongly Labeled “Depressed”?

Have you looked into your medical record? Does it claim you are depressed when you aren’t?

SCOTUS Won’t Hear New Obamacare Case

SCOTUS Won’t Hear New Obamacare Case

The U.S. Supreme Court announced this morning that it will not hear the case Sissel v. Department of Health & Human Services this term, a challenge that could have harpooned the Affordable Care Act (ACA).

2015 CCHF Annual Event!

2015 CCHF Annual Event!

We had an absolutely amazing eveing with Dan Bongino and Rich Weinstein!!  Our thanks to all who joined that extremely packed house and to Dan and Rich for joining us.  Here's Rich accepting his award, Dan's keynote address, and Twila's comments.