The Affordable Care Act is a scam. Before Obamacare, indeed before managed care health plans, catastrophic policies had high deductibles and fairly low costs. That’s because they were purchased solely for financial protection against the cost of medical catastrophes like coma, car crashes and cancer. They were true insurance and thus relatively inexpensive. People reached for their checkbook, not their insurance card, when they went to a doctor.
Health Exchanges - Imposing Obamacare
"The ACA cannot be implemented without an insurance exchange in each state. It's a go or it's a no-go. It's that simple." - As Robert Laszewski, president of Health Policy and Strategy Associates, Sept 2012, HealthDay.
"The exchange is the foundation of health care...Without these exchanges we're really not going to reform anything." - Terry Gardiner, national policy director for the Small Business Majority in 2010.
Hardship Exemption Information:
MN EXCHANGE DOCUMENTS - contracts, letters, rejection letter
FEDERAL EXCHANGE DOCUMENTS (limited list) - letters from Congress and Federal Departments
I’m not going to talk about Obama’s SOTU… except to say that I feel like I did the last time he had to get up and try to sell Obamacare to the nation: he doesn’t want to do it; he feels it’s beneath him; it’s four years after Obamacare and he’s perturbed that he still has to be marketing the law in a speech. So his comments lack passion.
ST. PAUL, Minn.—The language of the Affordable Care Act is nothing less than vague, confusing and convoluted. But there is one section of the federal health care law that seems to be a clear way out for citizens who do not want to enroll in Obamacare—a hidden 14th hardship exemption.
"Licensed health insurance agents play a pivotal role in the success or failure of MNsure to achieve its goals. This survey tested the interaction of agents and their clients during the period September 2013 through December 2013. Prior to MNsure's launch, agents looked toward MNsure with uncertain hope. By December, agents became frustrated on behalf of their clients and in their own practices. Many began to question whether to walk away from MNsure." - Dave Racer, MLitt, DGRCommunications, Inc.
The sick are getting a reality check. It’s 2014, the first year of full Obamacare implementation and taxation…but Obama is focused on the well and the healthy, not the poor and the sick. An article in Inside Health Insurance Exchanges (HEX) tells the tale, “HHS Warns Hospitals, Providers Not to Cover Patient Premiums.”
ST. PAUL, Minn.— Thirty-four states have refused to set up Obamacare state health insurance exchanges, and residents in those states may be exempt from Obamacare with no enforceable mandates or penalties.
Obamacare is down, but it’s not dead. Many concerned Americans think the current travails of the Obamacare exchanges will cause the law to fail on its own. Not so.