Health Exchanges - Imposing Obamacare

"The ACA cannot be implemented without an insurance exchange in each state. It's a go or it's a no-go. It's that simple." - As Robert Laszewski, president of Health Policy and Strategy Associates, Sept 2012, HealthDay.

"The exchange is the foundation of health care...Without these exchanges we're really not going to reform anything." - Terry Gardiner, national policy director for the Small Business Majority in 2010.

 

ACA I, II, III - Why the Affordable Care Act Should Be Repealed

 

"Refuse to Enroll" plus Billboard and Bus Shelter Posters

 

2014 Billboard Campaign

 

Three Legal Alternatives

** Although exchange supporters encourage insured individuals and families to try to find lower-cost taxpayer-subsidized coverage on the government exchange, there is no reason to change coverage if an individual or family currently has private health insurance that meets federal requirements.

 

9 Exemptions and 14 Hardship Waivers - Obamacare Mandate

 

Hardship Exemption Information:

 

Qualifications for Exemption from ACA Mandate

Application for Hardship Exemption to ACA Mandate

 

Health Insurance Exchanges - Top Ten Terribles

15 REASONS: Oppose Obamaʼs Health Insurance Exchanges

CCHF mailed letters to all 50 Governors asking them to refuse to set up a state-based federal exchange (Florida letter as example)

Private Health Insurance Exchanges

MN EXCHANGE DOCUMENTS - contracts, letters, rejection letter

FEDERAL EXCHANGE DOCUMENTS (limited list) - letters from Congress and Federal Departments

 

 

Reality #8 – Public Locked Out of Exchange Decisions

Reality #8 – Public Locked Out of Exchange Decisions

The public will have no say over federal control of health insurance and medical care if the Minnesota Healthcare Exchange legislation (SF1/HF5)  passes in its present form. The Exchange Board will be exempt from all the  requirements that protect the public from runaway rulemaking. 

Reality #8 – Public Locked Out of Exchange Decisions

Reality #8 – Public Locked Out of Exchange Decisions

The public will have no say over federal control of health insurance and medical care if the Minnesota Healthcare Exchange legislation (SF1/HF5)  passes in its present form. The Exchange Board will be exempt from all the  requirements that protect the public from runaway rulemaking. 

The Big Blue Book

The Big Blue Book

The Enroll UX 2014 Design Specifications Manual reviewed by and designed with three federal agencies (CMS, ONCHIT, CCIIO) for health insurance exchanges as discussed at the MN Health Insurance Exchange marketing workgroup, July 10, 2012.

Conservatives Confuse Obamacare Architect

Conservatives Confuse Obamacare Architect

Ezekiel ("Zeke") Emanuel, a key architect of Obamacare, claims conservative opposition to exchanges is perplexing. In an article for THE HILL, he says the ACA is the law of the land and both Houses passed it. He says the Supreme Court upheld it. And he claims, the 2012 election confirmed it. That should simply settle the matter. Why aren't conservatives falling in line?

Will Your State Remain Free?

Will Your State Remain Free?

The U.S. Department of Health and Human Services’ deadline for states to partner with the federal government on health insurance exchanges is Friday, February 15. For the 26 states that remain free of Obamacare’s expensive and intrusive grip, the Citizens’ Council for Health Freedom (www.cchfreedom.org) is calling on them to remain firm in their denial of federal, state, or partnership exchanges, all of which lead to federal control of healthcare, intrusiveness into private data for citizens, and costly penalties for a wide range of employers.

Free States

Free States

Diagram showing those states who have agreed to set up State Exchanges under Obamacare as compared to the "Free States" which have not and require the Federal Government to do so - which there is no appropriation to implement an exchange nor the ability to 'force cooperation'. 

Reality #7 – Health Insurance Agents in Limbo

Reality #7 – Health Insurance Agents in Limbo

Many health insurance agents fear the loss of their livelihood once government health insurance Exchanges are created and people begin to shop online. But Exchanges will not be simple. Thus, Obamacare established a new entity called “navigators” to assist individuals and businesses in buying coverage from federally-qualified health plans on the exchange. Health insurance agents will be only one of many groups allowed to become navigators.

Reality #6 – Exchange Board will Limit Insurance Choices

Reality #6 – Exchange Board will Limit Insurance Choices

Among the far-reaching powers granted to the seven-member MN Health Insurance Exchange board in the proposed legislation is the power to choose what health insurance plans you, the consumer who may be forced to buy insurance on the Exchange, are allowed to purchase.

Where Have All the Promises Gone?

Where Have All the Promises Gone?

It's time to remember President Obama's promises for his national health care program: Prices would drop. Everyone would be covered. And no one would be left out in the cold.

This past week, the cold truth of reality has arrived and entire classes of people will soon be wondering where all those promises went. 

Reality #5 - Powerful Board of Seven Strangers

Reality #5 - Powerful Board of Seven Strangers

The Minnesota Insurance Exchange legislation specifically defines the “Minnesota Insurance Marketplace” as a Board. This board would be a defacto state agency, signing IT contracts, accepting state appropriations, having a dedicated state account, overseeing health care across the state of Minnesota, and choosing what insurance options are available on the exchange.