Health Exchanges - Imposing Obamacare

"The ACA cannot be implemented without an insurance exchange in each state. It's a go or it's a no-go. It's that simple." - As Robert Laszewski, president of Health Policy and Strategy Associates, Sept 2012, HealthDay.

"The exchange is the foundation of health care...Without these exchanges we're really not going to reform anything." - Terry Gardiner, national policy director for the Small Business Majority in 2010.


ACA I, II, III - Why the Affordable Care Act Should Be Repealed


"Refuse to Enroll" plus Billboard and Bus Shelter Posters


2014 Billboard Campaign


Three Legal Alternatives

** Although exchange supporters encourage insured individuals and families to try to find lower-cost taxpayer-subsidized coverage on the government exchange, there is no reason to change coverage if an individual or family currently has private health insurance that meets federal requirements.


9 Exemptions and 14 Hardship Waivers - Obamacare Mandate


Hardship Exemption Information:


Qualifications for Exemption from ACA Mandate

Application for Hardship Exemption to ACA Mandate


Health Insurance Exchanges - Top Ten Terribles

15 REASONS: Oppose ObamaŹ¼s Health Insurance Exchanges

CCHF mailed letters to all 50 Governors asking them to refuse to set up a state-based federal exchange (Florida letter as example)

Private Health Insurance Exchanges

MN EXCHANGE DOCUMENTS - contracts, letters, rejection letter

FEDERAL EXCHANGE DOCUMENTS (limited list) - letters from Congress and Federal Departments



Exchange Sold to Public as "Marketplace"

Exchange Sold to Public as 'Marketplace'

According to the Herndon Alliance study on "good words" to use to describe the government exchange, "NOTE - FOR THOSE WORKING IN STATES WITH SKEPTICAL AUDIENCES: Anti-government/anti-health law participants were very positive about the marketplace."

Dayton's Proposed Government Insurance Exchange

Dayton's Proposed Government Insurance Exchange

Although there is no state legislative authority to create a government health insurance exchange as prescribed by Obamacare, the administration of Governor Mark Dayton is pushing forward using federal dollars to design and develop it. During the public comment (open mike) period of the first meeting of the MN Health Insurance Exchange Advisory Task Force, the Commissioner of Commerce refused to give CCHF's president a "yes" or "no" answer to her question about legislative authority.

Opposing Obamacare in MN

Opposing Obamacare in MN

CCHF President, Twila Brase, joins Michael Cannon from the Cato Institute to speak out in opposition to establishing an Obamacare Health Insurance Exchange in Minnesota. The forum, titled, "Perspectives on Health Insurance Exchanges," was hosted by the Republican Health Care Task Force of the MN GOP at the State Capitol on November 3, 2011.

Wisconsin Exchange Plan Shows Intrusive Diagram

Wisconsin Exchange Plan Shows Intrusive Diagram

The battle over the Exchange is raging right now in Wisconsin. This document shows the plans for the Wisconsin Health Insurance Exchange and has a particularly descriptive photo of the intrusive "Complex Data Environment" required if States decide to install a federal exchange in their state in compliance with Obamacare. Unprecedented data sharing with the federal government would take place in the Exchange before individuals would be allowed to purchase health insurance through the exchange. Many employers may decide to send their employees to the exchange. The exchange is also intended to "police" the Obamacare mandate to purchase health insurance, now being challenged in the courts.

Seven Reasons to Vote NO on Health Insurance Exchange

Seven Reasons to Vote NO on Health Insurance Exchange

The 2011 Minnesota House GOP proposes passing the Obamacare Health Insurance Exchange into law. This  CCHF document provides the legislature with seven reasons to say "no."

DIAGRAM of Health Insurance Exchange & Data-Sharing

DIAGRAM of Health Insurance Exchange &  Data-Sharing

A diagram from South Dakota's administration showing one idea of how the exchange works, including data sharing with the federal government.

CCHF Opposes Dayton's Executive Order on Health Reform

CCHF Opposes Dayton's Executive Order on Health Reform
In response to today's "Establishing a Vision for Health Care Reform in Minnesota" Executive Order signed and issued by Minnesota Governor Mark Dayton, Twila Brase, president of Citizens' Council for Health Freedom, the organization which defeated the Governor's proposed Health Insurance Exchange last session, makes the following statement:
"Governor Dayton has overreached his executive authority and wronged the Minnesota public. The Governor does not have authority to implement the federal health care reform law. In moving Obamacare forward in Minnesota without legislative authority, Governor Dayton is following federal law, not state law. This is a violation of his powers and responsibilities under the Minnesota constitution. The Minnesota legislature did not grant the governor authority to implement or spend federal funds to implement Obamacare...

CCHF Opposes Proposed "Risk Scores" on Individuals

CCHF Opposes Proposed 'Risk Scores' on Individuals

Citizens' Council for Health Freedom opposes this proposed federal rule, particularly the sweeping data collection plan, the mandate to create “risk scores” on individuals, the redistribution of funds that will likely lead to rationing of care, the fuzzy math that is “risk adjustment”, the “risk corridors” that will facilitate fuzzy math and fund transfers, and the power of the federal government to mandate reinsurance contributions by States.

CCHF Opposes Proposed Health Insurance Exchange Regulation

CCHF Opposes Proposed Health Insurance Exchange Regulation

In general, CCHF is opposed to the proposed exchange regulation, which requires States to set up a federal structure by which the federal government will control virtually all facets of health care nationwide (coverage and care). We conclude our public comments by asking HHS to withdraw the entire rule.


State Health Insurance Exchanges Will Impose Federal Control

State Health Insurance Exchanges Will Impose Federal Control

Some State legislators believe a federally-approved Exchange established by the State will be better than a federally- imposed Exchange established by the Secretary of Health and Human Services (HHS). However, the federal law makes it clear that every Exchange must conform to federal requirements, including pending regulations. Thus, a “State Exchange” is actually an imposed Federal Exchange. Some might call it a "lobster trap" for States - once in, there's no getting out.