Feds Pressure NAIC to Eliminate Small Business Health Insurance Options

Feds Pressure NAIC to Eliminate Small Business Health Insurance Options

The Citizens’ Council for Health Freedom is voicing concern and criticism for proposed changes to stop-loss models of health insurance that small businesses can use to provide employee coverage. Rather than pay premiums to a health insurance company, many businesses instead use a self-insurance model, creating a fund to pay for minor and non-catastrophic employee health services and reserving actual insurance claims for major medical issues that exceed $20,000 – the current NAIC threshold that claims must meet before stop-loss insurance kicks in.

Minnesota DNA Biobank Poses Threat to Genetic Privacy Rights

Minnesota DNA Biobank Poses Threat to Genetic Privacy Rights

 “The Minnesota legislature is proposing to create a biobank of genetic information including biological specimens and health data. The Minnesota Department of Health biobank would be exempt from the Minnesota Genetic Privacy Act, and its informed written consent requirement. Therefore they could collect, store, use, and disseminate genetic information without individual consent.

CCHF Evidence of Federal Control over State Exchanges

CCHF Evidence of Federal Control over State Exchanges

The Citizens’ Council for Health Freedom (CCHF, www.cchfreedom.com) has discovered a newly created federal system of records. The system, called the “Health Insurance Exchange Program,” was finalized by the Centers for Medicare and Medicaid Services (CMS) on March 6, 2013 and will house much of each state’s health insurance exchange information, including personally identifiable information, private health data, employment and insurance data, and qualified employer information in a single, federal records system.

All State Obamacare Insurance Applications Are Federal

All State Obamacare Insurance Applications Are Federal

The new, lengthy applications for health insurance that are to be completed under the PPACA law on the state health insurance exchanges are federally mandated and linked to the federal form, a draft of which has been posted on the HHS website. It includes 21 pages of questions applicants must answer, accompanied by 61 pages of explanation; hardly the simplified “marketplace” for each state that was promised.

Data Security in State Exchanges and Federal Hub is Impossible

Data Security in State Exchanges and Federal Hub is Impossible

CCHF maintains that the speed of implementation will result in insufficient data protections in a PPACA technology infrastructure that is a rich target for data thieves and that patient data will be compromised, and therefore implementation must be halted until patient data security can be assured.

CCHF States Senate Passage of MNHIX Bill Damages Citizen Healthcare

CCHF States Senate Passage of MNHIX Bill Damages Citizen Healthcare

“This afternoon, the Minnesota Senate made the final vote to pass the Minnesota Health Insurance Exchange, or MN HIX, bill, which passed by a vote of 39 to 28. Not a single Republican Senator voted for the bill and one Democrat voted in opposition of it during the House vote last week.

Unelected Board with the Power to Control Health Plan Availability

Unelected Board with the Power to Control Health Plan Availability

The Citizens’ Council for Health Freedom (CCHF, www.cchfreedom.com) launched a new billboard campaign (www.NOTaMarketplace.com) that helps shed light on the appointed, seven-member board of directors that will have authority, under proposed Minnesota legislation, to decide what insurance plans are available on the Minnesota exchange. As a result, Minnesotans will be at the board’s mercy when it comes to having a variety of insurance options available to choose from.

CCHF’s “NOTaMarketplace” Billboard Campaign Exposes Federal Deception

CCHF’s “NOTaMarketplace” Billboard Campaign Exposes Federal Deception

The Citizens’ Council for Health Freedom (CCHF, www.cchfreedom.com) launched a new billboard campaign today aimed at exposing the federal government’s deception of the American public in rebranding Patient Protection and Affordable Care Act (PPACA) health insurance exchanges as “marketplaces.”

Will Your State Remain Free?

Will Your State Remain Free?

The U.S. Department of Health and Human Services’ deadline for states to partner with the federal government on health insurance exchanges is Friday, February 15. For the 26 states that remain free of Obamacare’s expensive and intrusive grip, the Citizens’ Council for Health Freedom (www.cchfreedom.org) is calling on them to remain firm in their denial of federal, state, or partnership exchanges, all of which lead to federal control of healthcare, intrusiveness into private data for citizens, and costly penalties for a wide range of employers.

Obamacare Sticker Shock

Obamacare Sticker Shock

Last week, the Department of Health and Human Services unveiled new Obamacare waivers to the individual coverage mandate, offering hardship exemptions to several classes of Americans that do not meet specific income thresholds... the result is a large group of “boomerang” individuals who could not afford coverage previously, thought they’d gain coverage within Obamacare, and now are returning to the government for waivers based on the high cost of coverage and care.