Private Health Insurance Exchanges The Emerging Marketplace

Private Health Insurance Exchanges The Emerging Marketplace

While the federal government is spending many billions of dollars to set up state-run monopoly exchanges, we are seeing the growth of “private health insurance exchanges” to do what no state monopoly is capable of.

National Patient ID

National Patient ID

After a 1998 federal hearing caused a public outcry, Congress prohibited the use of federal dollars to create the unique patient identifier (UPI). However, the law has not been repealed, and in response to new 2009 federal funding to establish a nationwide health information network (NHIN), government agencies, corporations, organizations and the health IT industry have banded together anew to advance a national patient ID card.

You CAN'T Keep Your Insurance - Obama's Radical Restructuring

You CAN'T Keep Your Insurance - Obama's Radical Restructuring

"A Radical Restructuring of Health Insurance" is a paper to be read by all Americans. The Galen Institute has provided an extraordinary list of examples of insurance companies dropping people from insurance due to Obamacare. The numbers are staggering. For instance, Blue Cross in New York is dropping 20,000 businesses. Cigna is ending coverage for small businesses in 16 states. 

 

Wisconsin Exchange Plan Shows Intrusive Diagram

Wisconsin Exchange Plan Shows Intrusive Diagram

The battle over the Exchange is raging right now in Wisconsin. This document shows the plans for the Wisconsin Health Insurance Exchange and has a particularly descriptive photo of the intrusive "Complex Data Environment" required if States decide to install a federal exchange in their state in compliance with Obamacare. Unprecedented data sharing with the federal government would take place in the Exchange before individuals would be allowed to purchase health insurance through the exchange. Many employers may decide to send their employees to the exchange. The exchange is also intended to "police" the Obamacare mandate to purchase health insurance, now being challenged in the courts.

Who Opposes Health Freedom?

The September 8 ruling from the Fourth Circuit contains a surprisingly long list of individuals and organizations that support or oppose the Virginia lawsuit. The list provides an instructive, although not complete, view of the forces for and against repeal of Obamacare, including organizations, individuals, labor unions, university professors, states, and members of Congress. 

State Health Insurance Exchanges Will Impose Federal Control

State Health Insurance Exchanges Will Impose Federal Control

Some State legislators believe a federally-approved Exchange established by the State will be better than a federally- imposed Exchange established by the Secretary of Health and Human Services (HHS). However, the federal law makes it clear that every Exchange must conform to federal requirements, including pending regulations. Thus, a “State Exchange” is actually an imposed Federal Exchange. Some might call it a "lobster trap" for States - once in, there's no getting out.

MEDICAL SHARING: An Inexpensive Alternative to Health Insurance

MEDICAL SHARING: An Inexpensive Alternative to Health Insurance

Health Care Sharing Ministries are exempt from the Obamacare individual insurance mandate. More than 100,000 Americans have found an alternative to health insurance in what used to be called medical sharing groups and is now called health care sharing ministries. They have been available for decades, but they are virtually unknown. If you haven’t heard of them before now, you are not alone.

COMPARISON CHART - Medical Sharing Ministries(MSM)

Compare the three Healthcare Sharing Programs side-by-side: Samaritan Ministries, Medi-Share and Christian Healthcare Ministries.

Small Business Endangered by Health Insurance Reform

This policy brief summarizes some of the major requirements that health care reform legislation under consideration at the federal level will impose on smaller businesses, including the expected impact on entrepreneurship and business expansion.

Executive Summary - Small Business Endangered by Health Insurance Reform

Read the short concise summary of CCHF's detailed report on how Obamacare will impact small businesses in America.