1) LIFETIME LIMITS PROHIBITED BUT…

 

1) LIFETIME LIMITS PROHIBITED BUT… - Although the Affordable Care Act (ACA) prohibits “lifetime limits on the dollar value of benefits for any participant or beneficiary,” it does not prohibit limits on patient access to care. It only prohibits limits on the “dollar value of benefits,” a value that can change over time and according to who sets the value. Additionally, many people change health insurance over their lifetime, so the value of such a prohibition may mean little to most people, but it provided the Obama administration with a talking point they could use to sell the law. (Sec. 1001 of the ACA, which amends Sec 2711 of title XXVII of the Public Health Service Act)