Made-in-America Healthcare Act

Made-in-America Healthcare Act
1. Restore indemnity (real) medical insurance that pays the patient. 
a. Restore first-party payment and end third-party payment and third-party controls over care by putting dollars directly in the hands of patients to pay for their own care from anyone, anywhere. Discourage third-party networks.
2. Take steps to end the “pre-existing condition” problem.
a. Encourage state high-risk pools, restore individual indemnity medical insurance, and switch federal tax deduction from employers to individuals.
b. Incent sale of pre-birth individual policies that children take into adult life.
3. Give individuals (or no one) a federal tax deduction for buying coverage.
a. Switch the tax deduction from employers to individuals, or end the tax deduction altogether for everyone.
b. Create independent health savings accounts (not tied to health insurance).
4. Give seniors the freedom to buy private insurance instead of Medicare.
a. Allow seniors to opt out of Medicare and still receive Social Security benefits.
b. Repeal federal law that prohibits the sale of private insurance to seniors.
5. Speed patient access to innovative drugs; Lower prescription costs.
a. Provide a “freedom from FDA” option for companies, allowing them to avoid FDA review and costly protocols if they accept full legal risk/responsibility.
6. Restore patient control, confidentiality, and consent.
a. Repeal federal penalties for not using an electronic health record.
b. Restore pre-HIPAA voluntary, informed, written consent for data-sharing.
7. Stop the exodus of physicians from the practice of medicine.
a. Keep bureaucrats/government reporting requirements out of exam rooms. 
b. Pay doctors for time, expertise and actual services, not “value” or “quality.”
8. Keep the mission of medicine alive.
a. Create an individual IRS tax deduction specifically for medical charity. 
b. Encourage the reestablishment of charity-only hospitals, including religious.
9. Pay for care, not coverage, in Medicaid.
a. Change Medicaid to state block grants for local control and accountability.
b. Pay providers for giving care; end payments to health plans for coverage.
10. Enable competition; Discourage consolidation.
a. Repeal Affordable Care Act prohibition on physician-owned hospitals.
b. Allow citizens to buy indemnity policies without 10 essential health benefits.

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