Health Care Reform - Obamacare

The Get-Out-of-Obamacare-Free Exemptions

ST. PAUL, Minn.—Now through Jan. 31, uninsured Americans will be weighing their not-so-attractive options when it comes to health care coverage. For many, that will be a choice between an unaffordable premium or going without coverage and paying a penalty.

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I want to change people’s minds. Let me start with this: The Affordable Care Act ended health insurance in America. The cost of this decision is now front-page news. The ACA’s ban on affordable catastrophic insurance and its ban on pre-existing condition (“pre-ex”) exclusions means we don’t have health insurance any more. The ACA mandates that health plans enroll people with pre-existing conditions. That’s not insurance against a risk. That’s third-party financing of a known condition.

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With open enrollment beginning today, Nov. 1, many Americans are weighing their options, especially as Obamacare premiums—as well as off-exchange insurance premiums, for that matter—are now much higher. If trends continue, younger Americans again won’t be signing up for Obamacare coverage.

Claim an Obamacare Exemption to Avoid Penalty

In 2014, 20 million went without insurance, but only 8 million paid the penalty-tax. The remaining 12 million people claimed one of 9 exemptions (which include 14 hardship waivers). Numbers 13 and 14 are fairly broad in scope. More than 600,000 people have avoided the penalty -- and the high-cost, unaffordable premiums -- by joining a health-sharing ministry (Exemption #2). Check them out. Open Enrollment ends on January 31, 2017.

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According to the Associated Press, “Before taxpayer-provided subsidies, premiums for a midlevel benchmark plan will increase an average of 25 percent across the 39 states served by the federally run online market.” And to add insult to injury, about 1 in 5 consumers will be able to choose from just a single insurer, as more and more national insurers drop out.

Come hear CCHF discuss The Wedge of Health Freedom!

FREE! Town Hall Discussion

Saturday, Oct. 29
9:30-11:00am
American Legion
2010 South Pebble Lake Rd
Fergus Falls, MN 56537