Health Care Reform - Obamacare

Free States

Free States

Diagram showing those states who have agreed to set up State Exchanges under Obamacare as compared to the "Free States" which have not and require the Federal Government to do so - which there is no appropriation to implement an exchange nor the ability to 'force cooperation'. 

Reality #7 – Health Insurance Agents in Limbo

Reality #7 – Health Insurance Agents in Limbo

Many health insurance agents fear the loss of their livelihood once government health insurance Exchanges are created and people begin to shop online. But Exchanges will not be simple. Thus, Obamacare established a new entity called “navigators” to assist individuals and businesses in buying coverage from federally-qualified health plans on the exchange. Health insurance agents will be only one of many groups allowed to become navigators.

Reality #6 – Exchange Board will Limit Insurance Choices

Reality #6 – Exchange Board will Limit Insurance Choices

Among the far-reaching powers granted to the seven-member MN Health Insurance Exchange board in the proposed legislation is the power to choose what health insurance plans you, the consumer who may be forced to buy insurance on the Exchange, are allowed to purchase.

Where Have All the Promises Gone?

Where Have All the Promises Gone?

It's time to remember President Obama's promises for his national health care program: Prices would drop. Everyone would be covered. And no one would be left out in the cold.

This past week, the cold truth of reality has arrived and entire classes of people will soon be wondering where all those promises went. 

Reality #5 - Powerful Board of Seven Strangers

Reality #5 - Powerful Board of Seven Strangers

The Minnesota Insurance Exchange legislation specifically defines the “Minnesota Insurance Marketplace” as a Board. This board would be a defacto state agency, signing IT contracts, accepting state appropriations, having a dedicated state account, overseeing health care across the state of Minnesota, and choosing what insurance options are available on the exchange.

Obamacare Sticker Shock

Obamacare Sticker Shock

Last week, the Department of Health and Human Services unveiled new Obamacare waivers to the individual coverage mandate, offering hardship exemptions to several classes of Americans that do not meet specific income thresholds... the result is a large group of “boomerang” individuals who could not afford coverage previously, thought they’d gain coverage within Obamacare, and now are returning to the government for waivers based on the high cost of coverage and care.

Twila speaking in Rochester, MN

Twila speaking in Rochester, MN

"Obamacare will impact your life. Get the facts."

Twila was invited to address the Rochester Area Tea Party gathering on January 31st of 2013. This gave an opportunity for those outside the metropolitan area a chance to ask questions, get the facts and get mobilized.

Reality #4 – National Database of Your Personal Information

Reality #4 – National Database of Your Personal Information

Buried in the text of the Minnesota Obamacare Exchange bill (MNHIX) has a tiny but controversial section allowing free-flow sharing of all data the government has on you. It also grants them access to the date “other entities” have on you. There is no limit to the agencies that can share data. There is no limit to the data that can be shared. There is no limit with whom the data may be shared.

Reality #3 – Obama's Bluff - the "Federal Health Exchange"

Reality #3 – Obama's Bluff - the 'Federal Health Exchange'

Although language for a "federal" health insurance exchange exists in Obama's reform law, it's essentially a bluff. The federal government never intended to create it. They don't want to create it. They didn't even give themselves money to create it. 

Ten States to Connect with “Federal Surveillance Center”

Ten States to Connect with “Federal Surveillance Center”

The federal health department recently granted $1.5 billion in aid to states actively building their health insurance exchanges – government entities that feed private data into a ‘Federal Surveillance Center’ that has access to a wide variety of data about all Americans and makes it available to state and federal government agencies...