Health Exchanges -Obamacare
"The ACA cannot be implemented without an insurance exchange in each state. It's a go or it's a no-go. It's that simple." - As Robert Laszewski, president of Health Policy and Strategy Associates, Sept 2012, HealthDay.
"The exchange is the foundation of health care...Without these exchanges we're really not going to reform anything." - Terry Gardiner, national policy director for the Small Business Majority in 2010.
ACA I, II, III - Why the Affordable Care Act Should Be Repealed
"Refuse to Enroll" plus Billboard and Bus Shelter Posters
2014 Billboard Campaign
Three Legal Alternatives
** Although exchange supporters encourage insured individuals and families to try to find lower-cost taxpayer-subsidized coverage on the government exchange, there is no reason to change coverage if an individual or family currently has private health insurance that meets federal requirements.
9 Exemptions and 14 Hardship Waivers - Obamacare Mandate
Hardship Exemption Information:

Qualifications for Exemption from ACA Mandate
Application for Hardship Exemption to ACA Mandate
Health Insurance Exchanges - Top Ten Terribles
15 REASONS: Oppose Obamaʼs Health Insurance Exchanges
CCHF mailed letters to all 50 Governors asking them to refuse to set up a state-based federal exchange (Florida letter as example)
Private Health Insurance Exchanges
MN EXCHANGE DOCUMENTS - contracts, letters, rejection letter
FEDERAL EXCHANGE DOCUMENTS (limited list) - letters from Congress and Federal Departments
eNews Commentary
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August 16, 2017
Health plans are fear-mongering. They’re threatening to hike insurance premiums unless President Trump pays subsidies that even the Democrats refused to fund. Now the Congressional Budget Office piles on, agreeing that premiums will increase if Trump refuses to pay the ACA cost-sharing reduction (CSR) subsidies to health plans.
Action Alerts
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February 17, 2017
Good news! Under Trumps executive order, the IRS no longer requires you to show health insurance status! If you're filing a standard form 1040 for your 2016 taxes, you'll find the question on line 61. Since the IRS is depending on voluntary disclosure to enforce the penalty until Congress acts to change the requirement, we are urging all individuals to leave it blank whether they had coverage or not and start to throw off the shackles of Obamacare.
Press Releases
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November 01, 2016
With open enrollment beginning today, Nov. 1, many Americans are weighing their options, especially as Obamacare premiums—as well as off-exchange insurance premiums, for that matter—are now much higher. If trends continue, younger Americans again won’t be signing up for Obamacare coverage.
Press Releases
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October 19, 2016
ST. PAUL, Minn.—California and Pennsylvania might not share weather forecasts or political views, but these two states at opposite ends of the country have something in common. Both recently released information about skyrocketing Obamacare premiums, further evidence that the Affordable Care Act is anything but affordable for most Americans.
eNews Commentary
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October 05, 2016
What do you mean when you say “Obamacare”? Since people think Obamacare is imploding, we’ve created a better way to talk it: Obamacare I, Obamacare II, and Obamacare III.
Press Releases
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May 31, 2016
Citizens’ Council for Health Freedom Says Both Patients
and Doctors Deserve a Better System for Health Care
ST. PAUL, Minn.—The news is not good for Obamacare. Last week alone, headlines are extremely negative for the doomed and struggling government health care system.
Press Releases
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April 27, 2016
ST. PAUL, Minn.—UnitedHealth Group, Inc., is leaving more and more state Obamacare exchanges, announcing recently that it will also pull out of the health care marketplaces in Kentucky and Iowa, bringing to 26 the number of states the health insurer is quitting next year, according to Bloomberg.com.
Press Releases
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March 28, 2016
ST. PAUL, Minn.—Over 18 months, HealthCare.gov, the government online portal used by millions to purchase health insurance under Obamacare, logged 316 cybersecurity incidents from October 2013 to March 2015, according to a new report released last week.
eNews Commentary
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February 24, 2016
Have you looked into your medical record? Does it claim you are depressed when you aren’t?
Press Releases
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January 19, 2016
The U.S. Supreme Court announced this morning that it will not hear the case Sissel v. Department of Health & Human Services this term, a challenge that could have harpooned the Affordable Care Act (ACA).