Health Exchanges -Obamacare
"The ACA cannot be implemented without an insurance exchange in each state. It's a go or it's a no-go. It's that simple." - As Robert Laszewski, president of Health Policy and Strategy Associates, Sept 2012, HealthDay.
"The exchange is the foundation of health care...Without these exchanges we're really not going to reform anything." - Terry Gardiner, national policy director for the Small Business Majority in 2010.
ACA I, II, III - Why the Affordable Care Act Should Be Repealed
"Refuse to Enroll" plus Billboard and Bus Shelter Posters
2014 Billboard Campaign
Three Legal Alternatives
** Although exchange supporters encourage insured individuals and families to try to find lower-cost taxpayer-subsidized coverage on the government exchange, there is no reason to change coverage if an individual or family currently has private health insurance that meets federal requirements.
9 Exemptions and 14 Hardship Waivers - Obamacare Mandate
Hardship Exemption Information:
Qualifications for Exemption from ACA Mandate
Application for Hardship Exemption to ACA Mandate
Health Insurance Exchanges - Top Ten Terribles
15 REASONS: Oppose Obamaʼs Health Insurance Exchanges
CCHF mailed letters to all 50 Governors asking them to refuse to set up a state-based federal exchange (Florida letter as example)
Private Health Insurance Exchanges
MN EXCHANGE DOCUMENTS - contracts, letters, rejection letter
FEDERAL EXCHANGE DOCUMENTS (limited list) - letters from Congress and Federal Departments
Public Documents
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June 12, 2013
Text of HR 2022 introduced by Cong. Diane Black from Tennessee to prohibit the implementation or enforcement of any requirement of the Patient Protection and Affordable Care Act until certifications are made that taxpayer information is not and will not be used for targeting any individual or group that provides information to the Internal Revenue Service for political reasons or on the basis of political views, and for other purposes. She is currently seeking additional cosponsors.
Public Documents
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June 12, 2013
From the Federal Register/ Vol. 78, No. 25 / Wednesday, February 6, 2013 / Notices:
Department of Health and Human Services:
".. CMS is establishing a new system of records titled, "Health Insurance Exchanges (HIX) Program, " to support the CMS Health Insurance Exchanges Program established under provisions of the Affordable Care Act..."
MNSURE, Minnesota’s Exchange, recently placed a premium calculator online to estimate the cost of Exchange coverage. Middle income families and individuals that choose government exchange coverage will have to think twice before accepting a raise or choosing to work.
Press Releases
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June 10, 2013
Patient advocate Twila Brase, co-founder of Citizens’ Council for Health Freedom, has found unsettling and confusing problems in the health insurance exchange programs. The problems are quickly exposed by using the Minnesota state exchange premium calculator as an example.
Press Releases
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June 03, 2013
St. Paul, Minn.—One patient advocate has many concerns about Obamacare and the new state exchanges being created to implement the Affordable Care Act. But perhaps the most pressing concern for Twila Brase, co-founder of Citizens’ Council for Health Freedom, is the federal “System of Records (SRO),” an expansive, government-run database that will store Americans’ private information through the state exchanges.
Press Releases
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May 28, 2013
St. Paul, Minn.—One of the benefits of shopping online in the Obamacare health exchanges was supposed to be the easy, simple method of obtaining insurance. But new information from an industry insider reveals that 80 percent of Americans will need personal assistance in the process—and the Obama Administration is spending hundreds of millions of dollars, scrambling to convince Americans to sign up for higher premiums and privacy intrusions inherent in the exchanges.
Employers have found an Obamacare loophole. According to ACA regulations, "minimum essential coverage" with a robust and rich set of benefits is required only for plans offered to individuals and small businesses with less than 50 employees.
South Dakota Senator Thune sent a letter to Attorney General Eric Holder and Treasury Secretary Jack Lew asking that the IRS be removed from enforcement responsibilities for the ACA due to the controversial deference and admitted misconduct in granting tax exempt status for political and educational groups.
Press Releases
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May 21, 2013
ST.PAUL, Minn.— Guess which government agency will enforce Obamacare? One with a stellar record for privacy and fairness?
No. It’s the Internal Revenue Service, currently under investigation for unfairly targeting conservative groups in America with audits, harassment and delays. Once Obamacare kicks in fully, the IRS will not only oversee your tax returns but your health insurance status too.
CCHF President, Twila Brase, shared these “Top Ten Terribles of Health Insurance Exchanges.”
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