HIX Draft Application for Insurance - Complete
This is the January 2013 draft of the Health Insurance Exchange application - 21 pages of questions in its full form.
Health Exchanges -Obamacare
"The ACA cannot be implemented without an insurance exchange in each state. It's a go or it's a no-go. It's that simple." - As Robert Laszewski, president of Health Policy and Strategy Associates, Sept 2012, HealthDay.
"The exchange is the foundation of health care...Without these exchanges we're really not going to reform anything." - Terry Gardiner, national policy director for the Small Business Majority in 2010.
ACA I, II, III - Why the Affordable Care Act Should Be Repealed
"Refuse to Enroll" plus Billboard and Bus Shelter Posters
** Although exchange supporters encourage insured individuals and families to try to find lower-cost taxpayer-subsidized coverage on the government exchange, there is no reason to change coverage if an individual or family currently has private health insurance that meets federal requirements.
9 Exemptions and 14 Hardship Waivers - Obamacare Mandate
Hardship Exemption Information:
Qualifications for Exemption from ACA Mandate
Application for Hardship Exemption to ACA Mandate
Health Insurance Exchanges - Top Ten Terribles
15 REASONS: Oppose Obamaʼs Health Insurance Exchanges
Private Health Insurance Exchanges
MN EXCHANGE DOCUMENTS - contracts, letters, rejection letter
FEDERAL EXCHANGE DOCUMENTS (limited list) - letters from Congress and Federal Departments
You, Obamacare and the IRS
Next year, Obamacare goes viral. And not in a good way. Full-force Obamacare will infect your life like no law in the past, present, or likely the future. You'll feel the ill effects on your employment, your income, your insurance, your doctor, your health, your family, your choices and your medical and personal privacy.
Feds Pressure NAIC to Eliminate Small Business Health Insurance Options
The Citizens’ Council for Health Freedom is voicing concern and criticism for proposed changes to stop-loss models of health insurance that small businesses can use to provide employee coverage. Rather than pay premiums to a health insurance company, many businesses instead use a self-insurance model, creating a fund to pay for minor and non-catastrophic employee health services and reserving actual insurance claims for major medical issues that exceed $20,000 – the current NAIC threshold that claims must meet before stop-loss insurance kicks in.
The New Gatekeepers?
Will “the covered” receive care? Our health care coverage certificates may soon look and feel like the American dollar: a piece of paper backed by nothing. Just like there is no gold backing the U.S. dollar, so there may be no care backing the “coverage guaranteed” certificate you receive under Obamacare’s universal coverage program.
CCHF Evidence of Federal Control over State Exchanges
The Citizens’ Council for Health Freedom (CCHF, www.cchfreedom.com) has discovered a newly created federal system of records. The system, called the “Health Insurance Exchange Program,” was finalized by the Centers for Medicare and Medicaid Services (CMS) on March 6, 2013 and will house much of each state’s health insurance exchange information, including personally identifiable information, private health data, employment and insurance data, and qualified employer information in a single, federal records system.
Battle Against Obamacare Just Got Easier
I have just discovered new information. This is a long post, but it should make the battle against Obamacare easier. What I’ve found reveals just how ‘federal’ and intrusive the Exchanges really are.
Are you Eligible for Obamacare?
Are you eligible for Obamacare? A mind-boggling flow chart for you and every family member from the National Association of Insurance Commissioners.
Data Security in State Exchanges and Federal Hub is Impossible
CCHF maintains that the speed of implementation will result in insufficient data protections in a PPACA technology infrastructure that is a rich target for data thieves and that patient data will be compromised, and therefore implementation must be halted until patient data security can be assured.
CCHF States Senate Passage of MNHIX Bill Damages Citizen Healthcare
“This afternoon, the Minnesota Senate made the final vote to pass the Minnesota Health Insurance Exchange, or MN HIX, bill, which passed by a vote of 39 to 28. Not a single Republican Senator voted for the bill and one Democrat voted in opposition of it during the House vote last week.
The Battle for America
The battle over Obamacare is bigger than health care. It's about whether we'll be a free nation of free people or whether government will rule over our lives and determine our value. Three years after Obama's health reform bill became the so-called "law of the land," it's nowhere close to being accepted as such. The average of three polls taken between June and November 2012 shows 50.3% of Americans support repeal and only 44.3% oppose repeal. This is good news!
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Health Privacy Alert!
HIPAA DOES NOT PROTECT PRIVACY... AND YOU ARE
NOT REQUIRED TO SIGN HIPAA "PRIVACY" FORMS
By federal law, you are not required to sign the clinic or hospital HIPAA "Privacy" form (or the Acknowledgement of the Notice of Privacy Practices embedded in consent forms)...even if the clinic tries to insist that you must.
ACA - "Obamacare"
Medical or Health Care Sharing
Patient Privacy
Baby DNA Warehousing
Health Insurance Exchange
REAL ID - Federal Control
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