Health Exchanges -Obamacare

"The ACA cannot be implemented without an insurance exchange in each state. It's a go or it's a no-go. It's that simple." - As Robert Laszewski, president of Health Policy and Strategy Associates, Sept 2012, HealthDay.

"The exchange is the foundation of health care...Without these exchanges we're really not going to reform anything." - Terry Gardiner, national policy director for the Small Business Majority in 2010.


ACA I, II, III - Why the Affordable Care Act Should Be Repealed


"Refuse to Enroll" plus Billboard and Bus Shelter Posters


2014 Billboard Campaign


Three Legal Alternatives

** Although exchange supporters encourage insured individuals and families to try to find lower-cost taxpayer-subsidized coverage on the government exchange, there is no reason to change coverage if an individual or family currently has private health insurance that meets federal requirements.


9 Exemptions and 14 Hardship Waivers - Obamacare Mandate


Hardship Exemption Information:


Qualifications for Exemption from ACA Mandate

Application for Hardship Exemption to ACA Mandate


Health Insurance Exchanges - Top Ten Terribles

15 REASONS: Oppose Obamaʼs Health Insurance Exchanges

CCHF mailed letters to all 50 Governors asking them to refuse to set up a state-based federal exchange (Florida letter as example)

Private Health Insurance Exchanges

MN EXCHANGE DOCUMENTS - contracts, letters, rejection letter

FEDERAL EXCHANGE DOCUMENTS (limited list) - letters from Congress and Federal Departments



Twila Brase R.N. Update On Government Healthcare Reform

Twila Brase R.N. Update On Government Healthcare Reform
Sue Jeffers, radio talk show host from KTCN 1130 AM, discusses government healthcare reform and Obama Care with Twila Brase, R.N., President of Citizens' Council For Health Freedom. Twila Brase also discusses the benefits of non-government health care.

Government Exchange - Control Through Data-Sharing

Government Exchange - Control Through Data-Sharing

The government exchanges (state or federal) all follow the same regulatory structure. They are website portals through which data flows to the federal government for purposes of regulatory control and enforcement. Five federal agencies receive the data: IRS, Treasury, HHS, Homeland Security, and Social Security Administration.

‘Marketplace’ of State Exchanges Sends Patient Data Straight to Federal Gov't Agencies

‘Marketplace’ of State Exchanges Sends Patient Data Straight to Federal Gov't Agencies
St. Paul, Minn.— With the pending Supreme Court hearing on health care taking place in two weeks, much will be uncovered about Obamacare. President Obama and others compare the health insurance exchanges to the functionality of online airline bookings. Exchanges have been billed as online “marketplaces” where consumers can shop for the “best deal and the smartest health insurance plan.” These health insurance exchanges seem harmless on the surface. Federal officials are even offering to let each state create their own exchange, giving the impression that states will have control over the process.


Final Federal Health Insurance Exchange Regulation

Final Federal Health Insurance Exchange Regulation

HHS has issued the first of many final rules on health insurance exchanges (state portals). The 644-page rule uses the word "require" 327 times and "must" 1,004 times. All state exchanges must follow the federal Obamacare law and the many pages of federal regulations. This document is just the first of many such rules and regs to come. Per POLITICO, the rule covers the establishment of exchanges and the eligibility standards for employers, but it doesn’t cover exemptions from the individual mandate, essential benefits, or quality standards.

"Federal Data Services Hub" for The Exchange

'Federal Data Services Hub' for The Exchange
"The DSH [Data Services Hub] requirements support common services and provide an interface to federal agency information. These requirements drive a data services information hub structure that will act as a single interface point for Exchanges to all federal agency partners, and provide common functional service support. A single interface simplifies the integration required of the Exchanges. Common services allow for adherence to federal and industry standards regarding security, data transport, and information safeguards management."

Obamacare's National Exchange

Obamacare's National Exchange
The Health Insurance Exchange under Obamacare is not 50 "state" exchanges and one federal exchange to be imposed on recalcitrant states. Instead, this is a National Exchange with 50 State portals (websites) and one Federal portal into the National Exchange. All exchanges (portals) must comply with the Obamacare law and regulations. The first set of regulations uses the word "require" 811 times. The National Exchange is an IT infrastructure that includes data sharing with at least five federal agencies, money transfers (subsidies/premiums), and federal monitoring, enforcement and regulatory controls. A National Exchange was supported by President Obama and had been explicit in the U.S. House's version of the legislation. 

Legislative Status of "State" Health Exchanges (Portals)

Legislative Status of 'State' Health Exchanges (Portals)
This diagram displays the number of states that have enacted state exchange (portal) laws under Obamacare, the number of states with operating exchanges (Mass/Utah), the number that have enacted bare bone laws that may be insufficient to establish an exchange, and the number of states that do not have any law (and often no plans) to establish a state exchange.

CCHF President Twila Brase Honored by Wisconsin Senate

CCHF President Twila Brase Honored by Wisconsin Senate
St. Paul, Minn.—Twila Brase, president and co-founder of Citizens’ Council for Health Freedom (CCHF), a patient-centered national health policy organization based in St. Paul, Minn., was recently honored by the Wisconsin State Senate for her work to protect patient rights.

Three GOP Chairs Co-Author Obamacare Bill with Deceptive “Marketplace” Title

Three GOP Chairs Co-Author Obamacare Bill with Deceptive “Marketplace” Title
On February 16, 2012, Minnesota Rep. Joe Atkins (D-Inver Grove Heights) held a press conference to discuss the “Minnesota Insurance Marketplace Act” – HF 2290. There are 17 co-authors including three GOP House members: Tax Chairman Greg Davids (R-Preston), Health and Human Services Finance Chairman Jim Abeler (R-Anoka), and Commerce and Regulatory Reform Chairman Joe Hoppe (R- Chaska). The Senate bill, SF 1872, is authored by Sen. Tony Lourey and has no GOP co-authors.
Even though the words “exchange,” “health insurance exchange” and “Patient Protection and Affordable Care Act” are not used, the bill proposes to create Obama’s exchange using the language of “marketplace.” One study by Herndon Alliance published last year reported that “marketplace” was a good word to use to discuss the exchange, especially with “anti-government/anti-health law” folks.

"Marketplace" Legislation Will Implement Obamacare and Government Takeover

'Marketplace' Legislation Will Implement Obamacare and Government Takeover

"We are disappointed to see state legislators introduce a bill to implement Obamacare's federal command and control center in the state of Minnesota. We are further disappointed with the extraordinary attempt of these legislators to disguise the federally-controlled health insurance exchange within the legislation. The word "exchange" is not even mentioned in the bill. The entire bill discusses a "marketplace" established by the government."