Health Exchanges -Obamacare

"The ACA cannot be implemented without an insurance exchange in each state. It's a go or it's a no-go. It's that simple." - As Robert Laszewski, president of Health Policy and Strategy Associates, Sept 2012, HealthDay.

"The exchange is the foundation of health care...Without these exchanges we're really not going to reform anything." - Terry Gardiner, national policy director for the Small Business Majority in 2010.


ACA I, II, III - Why the Affordable Care Act Should Be Repealed


"Refuse to Enroll" plus Billboard and Bus Shelter Posters


2014 Billboard Campaign


Three Legal Alternatives

** Although exchange supporters encourage insured individuals and families to try to find lower-cost taxpayer-subsidized coverage on the government exchange, there is no reason to change coverage if an individual or family currently has private health insurance that meets federal requirements.


9 Exemptions and 14 Hardship Waivers - Obamacare Mandate


Hardship Exemption Information:


Qualifications for Exemption from ACA Mandate

Application for Hardship Exemption to ACA Mandate


Health Insurance Exchanges - Top Ten Terribles

15 REASONS: Oppose Obamaʼs Health Insurance Exchanges

CCHF mailed letters to all 50 Governors asking them to refuse to set up a state-based federal exchange (Florida letter as example)

Private Health Insurance Exchanges

MN EXCHANGE DOCUMENTS - contracts, letters, rejection letter

FEDERAL EXCHANGE DOCUMENTS (limited list) - letters from Congress and Federal Departments



Seven Reasons to Vote NO on Health Insurance Exchange

Seven Reasons to Vote NO on Health Insurance Exchange

The 2011 Minnesota House GOP proposes passing the Obamacare Health Insurance Exchange into law. This  CCHF document provides the legislature with seven reasons to say "no."

DIAGRAM of Health Insurance Exchange & Data-Sharing

DIAGRAM of Health Insurance Exchange &  Data-Sharing

A diagram from South Dakota's administration showing one idea of how the exchange works, including data sharing with the federal government.

CCHF Opposes Dayton's Executive Order on Health Reform

CCHF Opposes Dayton's Executive Order on Health Reform
In response to today's "Establishing a Vision for Health Care Reform in Minnesota" Executive Order signed and issued by Minnesota Governor Mark Dayton, Twila Brase, president of Citizens' Council for Health Freedom, the organization which defeated the Governor's proposed Health Insurance Exchange last session, makes the following statement:
"Governor Dayton has overreached his executive authority and wronged the Minnesota public. The Governor does not have authority to implement the federal health care reform law. In moving Obamacare forward in Minnesota without legislative authority, Governor Dayton is following federal law, not state law. This is a violation of his powers and responsibilities under the Minnesota constitution. The Minnesota legislature did not grant the governor authority to implement or spend federal funds to implement Obamacare...

CCHF Opposes Proposed "Risk Scores" on Individuals

CCHF Opposes Proposed 'Risk Scores' on Individuals

Citizens' Council for Health Freedom opposes this proposed federal rule, particularly the sweeping data collection plan, the mandate to create “risk scores” on individuals, the redistribution of funds that will likely lead to rationing of care, the fuzzy math that is “risk adjustment”, the “risk corridors” that will facilitate fuzzy math and fund transfers, and the power of the federal government to mandate reinsurance contributions by States.

CCHF Opposes Proposed Health Insurance Exchange Regulation

CCHF Opposes Proposed Health Insurance Exchange Regulation

In general, CCHF is opposed to the proposed exchange regulation, which requires States to set up a federal structure by which the federal government will control virtually all facets of health care nationwide (coverage and care). We conclude our public comments by asking HHS to withdraw the entire rule.


State Health Insurance Exchanges Will Impose Federal Control

State Health Insurance Exchanges Will Impose Federal Control

Some State legislators believe a federally-approved Exchange established by the State will be better than a federally- imposed Exchange established by the Secretary of Health and Human Services (HHS). However, the federal law makes it clear that every Exchange must conform to federal requirements, including pending regulations. Thus, a “State Exchange” is actually an imposed Federal Exchange. Some might call it a "lobster trap" for States - once in, there's no getting out.

National Health Reform ("Obamacare")