Health Exchanges -Obamacare
"The ACA cannot be implemented without an insurance exchange in each state. It's a go or it's a no-go. It's that simple." - As Robert Laszewski, president of Health Policy and Strategy Associates, Sept 2012, HealthDay.
"The exchange is the foundation of health care...Without these exchanges we're really not going to reform anything." - Terry Gardiner, national policy director for the Small Business Majority in 2010.
ACA I, II, III - Why the Affordable Care Act Should Be Repealed
"Refuse to Enroll" plus Billboard and Bus Shelter Posters
2014 Billboard Campaign
Three Legal Alternatives
** Although exchange supporters encourage insured individuals and families to try to find lower-cost taxpayer-subsidized coverage on the government exchange, there is no reason to change coverage if an individual or family currently has private health insurance that meets federal requirements.
9 Exemptions and 14 Hardship Waivers - Obamacare Mandate
Hardship Exemption Information:

Qualifications for Exemption from ACA Mandate
Application for Hardship Exemption to ACA Mandate
Health Insurance Exchanges - Top Ten Terribles
15 REASONS: Oppose Obamaʼs Health Insurance Exchanges
CCHF mailed letters to all 50 Governors asking them to refuse to set up a state-based federal exchange (Florida letter as example)
Private Health Insurance Exchanges
MN EXCHANGE DOCUMENTS - contracts, letters, rejection letter
FEDERAL EXCHANGE DOCUMENTS (limited list) - letters from Congress and Federal Departments
eNews Commentary
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January 29, 2014
I’m not going to talk about Obama’s SOTU… except to say that I feel like I did the last time he had to get up and try to sell Obamacare to the nation: he doesn’t want to do it; he feels it’s beneath him; it’s four years after Obamacare and he’s perturbed that he still has to be marketing the law in a speech. So his comments lack passion.
Press Releases
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January 27, 2014
Hidden 14th Hardship Exemption Opens Door for Citizens to Be Freed from Unwanted Insurance via State Exchanges
ST. PAUL, Minn.—The language of the Affordable Care Act is nothing less than vague, confusing and convoluted. But there is one section of the federal health care law that seems to be a clear way out for citizens who do not want to enroll in Obamacare—a hidden 14th hardship exemption.
Public Documents
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January 17, 2014
"Licensed health insurance agents play a pivotal role in the success or failure of MNsure to achieve its goals. This survey tested the interaction of agents and their clients during the period September 2013 through December 2013. Prior to MNsure's launch, agents looked toward MNsure with uncertain hope. By December, agents became frustrated on behalf of their clients and in their own practices. Many began to question whether to walk away from MNsure." - Dave Racer, MLitt, DGRCommunications, Inc.
eNews Commentary
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January 09, 2014
The sick are getting a reality check. It’s 2014, the first year of full Obamacare implementation and taxation…but Obama is focused on the well and the healthy, not the poor and the sick. An article in Inside Health Insurance Exchanges (HEX) tells the tale, “HHS Warns Hospitals, Providers Not to Cover Patient Premiums.”
Press Releases
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January 06, 2014
ST. PAUL, Minn.— Thirty-four states have refused to set up Obamacare state health insurance exchanges, and residents in those states may be exempt from Obamacare with no enforceable mandates or penalties.
eNews Commentary
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December 31, 2013
Obamacare is down, but it’s not dead. Many concerned Americans think the current travails of the Obamacare exchanges will cause the law to fail on its own. Not so.
Press Releases
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December 16, 2013
ST. PAUL, Minn.—Twila Brase, patient advocate and co-founder of Citizens’ Council for Health Freedom, shared in recentHealth Freedom Minute—her daily radio feature airing on nearly 350 stations nationwide—that Health and Human Services is sending mixed messages about patients having access to the discounted prescriptions they need.
eNews Commentary
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December 12, 2013
Last week I talked about entrapment – the various methods President Obama is using to entice people into the Obamacare exchange. Help us derail Obama’s entrapment schemes in the critical year of 2014 by donating $15, $45, or $95 today!
eNews Commentary
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December 05, 2013
Obama wants you in the Exchange. Yesterday during the U.S. House Judiciary hearing on ‘The President’s Constitutional Duty to Faithfully Execute the Laws,’ Republican Congressman Ron DeSantis (R-FL) was blunt about President Obama’s plan.
Press Releases
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December 02, 2013
CCHF: The Only Sure Way to Stop Obamacare is to Refuse to Enroll
ST. PAUL, Minn.—Is Obamacare dying a slow death? Twila Brase, patient advocate and co-founder of Citizens’ Council for Health Freedom (CCHF), thinks so.